Smart Shiksha

Smart Shiksha

Computer tips and tricks that help make you more productive and your overall computer experience a lot more enjoyable. Online computer help, linking you to are huge database with hundreds of different pages with technical information

Saturday, June 13, 2020

How to reset forgotten laptop or desktop password?

Is the login password on your desktop or laptop computer not working? Forgot your laptop or desktop password? Nowadays computer technology has reached advanced places, There are several ways you can reset the login password to the Windows 7 operating system on your desktop or laptop computer. Today we will learn how to reset login password on Windows 7 operating system without any software. Practice the whole article well, the easiest way to reset the password on your computer.


If you suddenly shut down your computer, the following screen shows you have noticed a lot of time, this is where our steps begin.
reset forgotten laptop or desktop password


click launch startup repair (recommended), This startup repair process will find out what problems the computer has. Wait a while and follow the next screen
reset forgotten laptop or desktop password

click on cancel to attempting the repair mode. This time the computer will take at least 5 to 10 minutes to repair.

Click on View Problem Details from the next screen, there will be a link at the very bottom, 

reset forgotten laptop or desktop password


Click on the link, This will open a Notepad file on your screen. (X:\windows\system32\en-US\erofflps.txt)

Click on the File menu and click on Open.

reset forgotten laptop or desktop password


This will show the location of your computer's hard disk, Find the folder called Windows on the computer that you have saved to the drive, We usually save our computer software on C drive, If you do, you'll find the Windows folder on your hard disk's C drive.

After opening the folder named Windows, find and open the folder named system32.
reset forgotten laptop or desktop password

The system32 folder contains a file called utilman that needs to be renamed to utilman 1.

Find the file and change the name in the following way which shows in the picture.

Then find the file named CMD here and change its name to utilman.

Then close all the message boxes without saving anything, this will restart your computer automatically.


The next screen shows a logo on the bottom left corner where you have to click.
reset forgotten laptop or desktop password

This will open a command window on your screen where you have to type 
control userpasswords2 as it is typed and click the Enter button form your keyboard.

This will show a message box on your screen where you will see the reset password option from which you can set the new password of your choice and click OK.

Now your new password has been secured and changed, you can easily login or open your computer.

I hope I have been able to explain the matter to you through pictures, If you do not understand the subject then you can watch the following video where you will be explained more easily.

Many people can tell you how to crack the password on your computer with a lot of software or third-party applications. Please do not make any mistakes or actions that could harm your security. If you do not understand the procedure mentioned above, follow it again.

Friday, January 3, 2020

What should I do if I forgot ATM PIN PNB?

Re-Generate PNB Green PIN through SMS:


This method is divided into two parts: first generate a green PIN from your registered mobile number and the next step will Re-generate a new PIN number of your debit card through PNB ATM near you.


SMS from your registered mobile number in the following manner. Since Punjab National Bank is an international bank, it is very important to know your location.


If you want to Re-generate PNB Debit Card PIN from India or if the PNB Debit Card customer is Indian then SMS this way


DCPIN 16-digit debit card number to 5607040


Or if you are outside India or non-Indian then SMS this way


DCPIN 16-digit debit card number to 9264092640


You will receive an SMS shortly where you will receive a 6 digit GREEN PIN.


Remember that the validity of this green PIN will only be 72 hours, so visit a PNB ATM near you during that time and generate a new PIN number on your debit card with this green PIN number. If you have not received the green pin number for a technical fault, there is no reason to panic. Check the network on your mobile, of course, it will come to your mobile.

1. "Swipe the debit card" you received from PNB Bank at a PNB ATM near you

2. Choose the "language" of your choice

3. Choose the "green pin" option

4. Enter the "6 digit OTP" number you received through SMS on your registered mobile number and press "OK".

5. At the next step "enter and confirm the 4 digit ATM pin" of your choice.

You will see a successful message on the screen that lets you know that your debit card PIN number has been generated. Immediately you will receive an SMS on your registered mobile number where you will be told that the new PIN number of your debit card has been generated.


Re-Generate PNB atm pin through internet banking



1. login to "IBS retail account".


2. Choose the "Value Added Service" option from the main menu.


3. Select the "Card Relative Service" option.


4. Select the "Set/Reset Debit Card PIN" option.


5. Choose "your account number" and click "Continue".


6. Please provide your new "debit card information" (such as 16 digit debit card number, expiry date, CVV number, The OTP number that you received on your register mobile number) and click "submit".


If you enter the information correctly, you will be shown a success message and you will be prompted to Re-generate a PIN for your new debit card.


7. Provide a "4 digit debit card number" and "confirm".

You will see a successful message on the screen. You will receive the same successful message on your register mobile number. This PIN number will be for the debit card that you can use in any ATM in the future and make secure your transaction. For your account security, do not say your debit card number to anyone.

Wednesday, January 1, 2020

YES BANK DEBIT CARD PIN GENERATION ONLINE

Yes Bank is an International Bank which occupies the fourth largest and highest rank among the private sector in India. It was founded in 2004 and from then on it became a full-service commercial bank that provided us a complete range of products, services, and technology-driven digital offerings, catering to corporate, MSME & retail customers. 
YES BANK DEBIT CARD PIN GENERATION

YES BANK operates its Investment banking, Merchant banking & Brokerage businesses through YES SECURITIES and its Mutual Fund business through YES Asset Management (India) Limited, both wholly-owned subsidiaries of the Bank. Yes Bank's head office is primarily in Mumbai, Maharashtra. However, its Representative Office is located in Abu Dhabi.

GROWTH IN BALANCE SHEET= 11.6%
NET INTEREST MARGIN STABLE= 2.8%
GROWTH IN DEPOSITS= 5.9%
CASA RATIO= 30.2%


The official website of the Yes bank is http://www.yesbank.in/

Yes bank has 1000 branches and 1800 ATMs to provide maximum benefits to all customers in India. Yes Bank is covered in all the big cities of India to provide you with all kinds of facilities. Yes Bank has several special benefits. Yes Bank follows the anywhere banking protocols, That means In India, where you do not have an account, you can do transactions from all the branches. Yes Bank is the contributor to the Make in India project established by the Government of India. 

For the convenience of the customers, Yes Bank has introduced various services to enable customers to make direct transactions from anywhere in the world through mobile.

1. Yes Mobile

Yes Mobile is a mobile banking facility of Yes Bank. With the YES mobile app you can easily use money transfer, pay bills using your fingerprint. Yes Bank offers more than 85 services through the YES mobile app anytime, from anywhere. Easily download the application from the Google Play Store, log in, and set a fingerprint or password for security. 

2. Yes Secure

Yes Bank launches the application Yes Secure on Mobile and Desktop, which allows you to generate OTPs and make banking transactions instead of sending OTP through SMS or IVR or email. This will work even if you do not have a network connection on your device. 

How to register in the Yes Secure application

  • Select the device OS (operating system) on YES Retail NetBanking
  • Set PIN on Retail NetBanking
  • Download and activate the application on mobile/device.
  • Verify YES SECURE by entering OTP on Retail NetBanking
  • You need to register a mobile number with your account and keep GPRS on your phone

3. IMPS (Immediate Payment Service)

IMPS is an instant money transfer system from anywhere in India with your mobile. Yes bank Launches IMPS for your convenience for easy money transfer from your mobile.




4. SMS banking

Follow the procedure below to register the mobile number with the bank account

YESREG  <Cust ID>

To inquire about your account balance, follow these steps:

YESBAL <Cust ID>

Follow the procedure below to know the last 5 transaction history of your account

YESTXN <Cust ID>

To know the status on Cheque book

YESCST <Cust ID> <Cheque No.>

To stop the Cheque request

YESSTP <Cust ID> <Cheque No.>

To request a Cheque book

YESCHQ <Cust ID>

Details of fixed deposits linked to the account

YESFDQ <Cust ID>

To request for an account statement

YESSTM <Cust ID>

List of all above-supported Requests

YESHLP <Cust ID>

To get all these services of SMS Banking, you need to send SMS to the following number +91-9840909000


5. Missed call Banking

You can register for Missed Call banking by sending an SMS “YESREG <Cust ID>” from your registered mobile number to (+91-9840909000)

You can easily check your bank's last 5 transactions and bank account balance through the Missed Call Banking Facility. 
  • Make a missed call from your registered mobile number at the following number to know your account balance statement 09223920000
  • From your register mobile number, make a missed call at the following number to know the last 5 transaction history of the account 09223921111
6. USSD banking

Through the USSD channel, customers of Yes Bank will receive the following benefits:
Balance inquiry
Mini Statement
Fund Transfer - Using Mobile No. & MMID
Fund Transfer - Using Account No. & IFSC
Know MMID
Change MPIN
Generate OTP
  • To Balance Inquiry dial *99*66*1#
  • To Mini Statement dial *99*66*2#
  • To Fund Transfer – Using Mobile No. & MMID dial *99*66*3#
  • To Fund Transfer – Using Account No. & IFSC dial *99*66*4#
  • To Know MMID dial *99*66*6#
  • To Change MPIN dial *99*66*7#
  • To Generate OTP dial *99*66*8#

i) Just dial in to get the USSD facility at the following number. You must dial from your registered mobile number.

ii) Choose the option you want.
  • Enter the last 4 digits of your account for a non-financial transaction
  • Enter the last 4 digits of your account and MPIN for financial transaction

Generate Yes bank debit card pin online

i)  Search the link on your browser http://www.yesbank.in/

ii) Now please find the “ LOG IN” option on the page.

Yes bank netbanking



iii) After that click on “LOG IN” select “RETAIL” and click on “get started. You will see that a new page opens.

iv) Next click on “continue to netbanking.

v) Click on the “ generate debit card pin” option left side on your screen.

vi) Now start your process for your pin generating.

vii) Now enter your customer id and enter your date of birth or pan card( which is given when opening your YES BANK account).


Yes bank netbanking



viii) Click on submit. The bank sends an OTP on your register mobile number. This is the transaction password. 

ix) Next please enter your OTP(One Time password).


(Next Complete the transaction within three minutes)

x) Select card number and  Enter 4 digit number as you like and re-enter the same pin to confirm this pin and click on submit.

If you complete correctly this step then you see successfully notification on your screen “congratulation! You have successfully regenerated your debit card pin. You can use your generated pin right now”.

You will receive the same message on your register mobile number.

So now your pin is generating you can use your pin anyway.

What to do if you don't know your customer id?


i) Click “get customer id” option on the right side of your screen.

ii) Next, select your country

iii) Enter your register mobile number and enter your date of birth.

iv) click on submit. The bank sends an OTP on your register mobile number for verifying your account. This password has a validity of 1 minute

v) Next, enter the OTP and click on submit.

After that, the customer id auto-fill your customer id box and you can continue your process.

How to change Yes Bank Debit Card PIN through netbanking

i)  Search the link on your browser http://www.yesbank.in/

ii) Now please find the “ LOG IN” option on the page.

iii) After that click on “LOG IN” select “RETAIL” and click on “get started. You will see that a new page opens.

iv) Next click on “continue to netbanking.

v) Click on the “ generate debit card pin” option left side on your screen.

vi) Now start your process for your pin generating.

vii) Now enter your customer id and enter your date of birth or pan card( which is given when opening your YES BANK account).

viii) Click on submit. The bank sends an OTP on your register mobile number. This is the transaction password. 

ix) Next please enter your OTP(One Time password).

(Next Complete the transaction within three minutes)

x) Select card number and  Enter 4 digit number as you like and re-enter the same pin to confirm this pin and click on submit.

If you complete correctly this step then you see successfully notification on your screen “congratulation! You have successfully regenerated your debit card pin. You can use your generated pin right now”.

You will receive the same message on your register mobile number.

So now your pin is generating you can use your pin anyway.


How to change Yes Bank Debit Card PIN through Mobile Banking


i) Log in to the mobile banking application.

ii) Select debit card below the screen

iii) Select your card number

iv) Enter old Pin

v) Enter a new pin.

vi) Renter new pin and click PROCEED


How to change Yes Bank Debit Card PIN through ATM


i) Visit any Yes Bank ATM near you.

ii) Swipe your card.

iii) Enter your pin number.

iv) Select the "change pin" option from the transaction type menu.

v) enter a new pin. Re-enter pin to confirm

Your pin is successfully changed.


How to change if you forget YES Bank Debit Card PIN


i) Call Yes Bank Customer Care Toll Free Number  1800 2000 from your registered mobile number.

ii) Provide your account and debit card information( last 4 digit number of your account number, last 4 digit number of your debit card number, etc...).

iii) You will be given a 4 digit PIN number via SMS.

FAQs

1. how to change or update mobile number?
kindly visit your nearest branch to change or update your mobile number.


2. How much does it cost to use Yes Bank Net Banking?

This is absolutely free of charge for Yes Bank Account Holders.


3. Why is there an error when I am going to login to net banking?

It's often not compatible with google-chrome to use net banking so use Internet Explorer.

  • The login password can be blocked if you have tried it five times.
  • The problem may be coming from your service provider.
  • If the server is down then login problem is often encountered

4. What to do if you forget your net banking login password

If you forget your net banking login password, you can easily change it by following the steps below.

  • Click on the Forget Password option on the login page.
  • Input all your bank account and debit card information as needed
  • Providing the information correctly will allow you to change your Net Banking password.

Monday, December 30, 2019

Mutual fund sahi he

Do You Make These Simple Mistakes In Mutual Fund Sahi He?

Where do we usually keep our inclusive extra money, Can't fix it?

Everyone wants their income earned to be extra profitable.

Everyone wants to make a good profit by investing their money in a good place and in order to make this extra profit, we put our money in a savings account in the greed of 4 to 5 percent interest.
Or we make a fixed deposit of our money. Or invest in the stock market. 

There are many people who invest their money in buying gold. 

There are many of them who can't decide where to invest their money. 

There are many people in the world who don't know what a mutual fund is and how mutual funds work. 

Many fear that mutual funds will sink or what if they do not get their money back? 

Because when we hear about the stock market, we think of various movies where there are many stories of the stock market sinking.

After reading this entire article, I can tell you with a 100% guarantee that you will say the same word "Mutual fund sahi he".

Mutual funds are a golden opportunity for all kinds of people to make a big profit by investing their money. 

You do not need a Demat account to invest in mutual funds.  Investing in mutual funds is a risky one, however, you can invest a minimum of  1,000rs per month through SIP(systematic investment plan). SIP investment is not that risky. 

In this, you can see a 10 to 15 percent increase in your money invested every year. So today we are going to discuss "Mutual fund sahi he"

There are 300 to 400 plans in the market for investing money. 

If you choose the lowest plan and invest your money there for 8 to 10 years, then I can tell you with a 99% guarantee, at least you get a higher return from a fixed deposit. 

You will get 9 to 10% interest returns, even if you have chosen the worst plane in the market. It is highly unlikely that you will lose in the long term. 

So there is no need to fear to invest in mutual funds. It Provides more return than investing in a savings account or a stock market or gold investment. 

But yes you need to choose a trusted mutual fund company. So This time, I hope your fears about mutual funds are gone.

What is a mutual fund?


A mutual fund is a fund where many people deposit money in one place and this money is invested in the stock market by a fund manager. 

In fact, our invested money goes to a place, That is the stock market. 

You can buy shares directly in the stock market. But before investing money in the stock market, you have to investigate a lot. 

Sometimes the stock market goes up and sometimes the stock market goes down. 

In that case, it is difficult to profit from the money invested in the stock market. 

You can seek the help of a fund manager before investing in the stock market. 

But the fund manager's fees are very high so it will be a little difficult for you to pay the fees. 

Suppose you invest in the stock market at 10,000 rupees but the fund manager's fees also 10000 rupees. 

So do you see any profit on your invested money? 

It would not be possible for you to buy shares of a large company because you want to invest in Limited Money. 

Mutual funds will give you the opportunity to invest in any company that you cannot invest in the direct stock market.



So instead of investing directly in the stock market, we invest our money in mutual funds. 

2 to 3 percent interest will be deducted for the fund manager and the remaining money will be fully invested in the stock market or other companies. 

In this way, everyone is paid a big buck for the fund manager by deducting 2 to 3 percent interest from them, and the money deposited from many people takes on a larger size. 

The fund manager invests the money in the stock market, after some time when a good return comes, everyone is divided according to their amount.


How Mutual Funds Work?


Many people think that mutual funds simply mean investing in the stock market, but in reality, that is not true. 

You can point to gold through mutual funds or real estate or debt fund or invest in the stock market or equity if you wish. 

But when it comes to higher returns, we will take into account the equity or the stock market


The mutual fund launches a multi-cap fund and collects money from different people. 

In this case, those who are interested will invest in this asset management company they will invest in these AMC funds and this money will be invested by the experienced fund manager in various stock markets.


Advantage of Mutual Funds


1. More diversification for a little money. If you invest 2000 rupees in a mutual fund you can buy shares from fifty companies with that 2000 rupees which you cannot directly in the stock market.

2. Your 2000rs invested in mutual funds will be managed by an Expert which you cannot do directly. Because the wages of an expert are more than two thousand rupees. So by investing in mutual funds, you are getting the help of an expert at a very low cost. Most mutual funds have a very low express ratio. The fund manager's wages are called express ratio.

3. Once you invest in a mutual fund, you can rest assured. You do not have to worry about when to buy a stock or when to sell a stock. 

You can invest in mutual funds by launching a SIP in your bank account. 

This will automatically deduct the money you set from your account each month. 

You can turn off SIP whenever you want, or increase SIP, or lower SIP. 

Suppose your account might have a SIP bounce for no money in a month. 

You don't have to worry about it because it's not like a check bounce. 

You do not have to pay extra for SIP bounce. So investing in mutual funds through SIP is very flexible.



Disadvantages of Mutual Funds


1. There are many mutual fund companies who focus on how much money can be deposited from people, regardless of how they sell and buy shares from deposited money. 

The company will profit from 1%-2% of the interest that people invest in the money. So regardless of how the company's performance is doing, the goal is to collect more money from the people. 

Collecting money doesn't focus too much on managing money.

2. When to buy shares and when to sell shares, it is not in the hands of a mutual fund manager. It's in your hand. 

When you pay, the fund manager can buy shares. 

The moment you ask for a refund, the fund manager will have to sell the shares and return your money. 

when the stock market falls, ordinary people are scared at that moment. 

But at that moment the fund manager will want to buy more shares so that as the stock market grows with the change of time, more profits can be made. 


Types of Mutual Funds.

There are basically 3 types of mutual funds based on risk

1.low risk

Those who want to invest in mutual funds but do not want to take too much risk can take this category.  

However, as the risk is lower in such cases, there is less chance of getting a high return. 

An example of a low-risk fund is the gilt fund where the investment is made in government securities.

2. medium risk

These investments bring small to moderate risk for investors. 

For those who want to get a little bit risk of an investment, this offers a high return and for them, it's a golden opportunity. 

But of course, these funds can be used for the long term.


3. high risk

This category is ideal for Mutual Funds who want to invest their money in very high risk and want to create wealth. 

One example of high-risk funds would be inverse mutual funds. Since these mutual funds are high risk, their returns are very high.



How to invest in mutual funds?

Follow these procedures before investing in mutual funds

1. Understand your risk-taking capabilities and risk tolerance To what extent you are able to take this risk is called risk profiling.

2. Your next step will be to allocate funds. Allocate the money according to your earning and use it in different areas so that your risk level is as low as possible.

3. Then identify the AMC companies available in the market according to their previous transaction and records. 

Look at the number of customers who have returned in the past. 

See who the fund manager is and what is his qualification. Where you put the money in a mutual fund will be invested know that.

4. The next step is to choose a mutual fund scheme. However, you can apply it both online or offline.

5. Diversification of your investments and follow-ups are important to ensure that you get the best out of your investment


which fund is the best to invest money in 2019

All these asset management companies mentioned below have provided a lot of good services in mutual funds in 2019.


Mirae Asset Emerging Bluechip Fund

Axis Bluechip Fund

ICICI Prudential Bluechip Fund

SBI Bluechip Fund. Multi-Cap Funds

SBI Magnum Multicap Fund.

Reliance Large Cap Fund

Reliance Small Cap Fund

So the last thing can be said about mutual funds "Mutual fund sahi he".

Saturday, December 28, 2019

How to generate Canara bank debit card pin

CANARA BANK ATM PIN GENERATION


The Green PIN system is available to almost all banks. There are four ways to generate CANARA BANK ATM PIN. GREEN PIN is a system that protects every account holder from cybercrime, internet hacking. This electronic code lasts a while and helps customers make digital transactions. These digital transactions include a debit card and credit card PIN generation, online payment, etc...

As part of the green initiative, Canara Bank has introduced a GREEN PIN system. With which Canara Bank Account Holders can easily generate their new debit card and credit card PIN number without visiting the bank.

When you open a new Canada Bank Account, the bank will offer you a new debit card. 
If you pick up the card, the card is sent to you via mail near your post office. If you receive the card then you need to activate the card. If you do not activate the card, you will not be able to use this card.  It must be important to activate this card. 

In the following way, we are going to discuss how to generate a Canada Bank Debit Card PIN with the help of a Green pin without having to visit the bank.
Canada Bank Debit Card PIN


1.VISITING  ATM
2. BY INTERNET BANKING
3. THROUGH MOBILE BANKING
4. THROUGH IVR (Interactive Voice Response)


1. VISITING ATM:- 


you can easily generate your pin by the ATM machine.
At first, you go to a nearest ATM machine( you need some document, your register mobile number, account number, customer id ( you find your account number and customer id inside your CANARA BANK passbook), and your ATM card(CARD NUMBER, EXPIRY DATE, C.V.V NUMBER).

1. Please insert your card properly inside the ATM machine.

2. Now see some options there are select “green pin/ forgot pin” 

3. After selecting you to see an option select that “GENERATE OTP”

4. Please enter your 13 digit CANARA BANK account number. And press the “correct” option by option-related button.

5. Enter your register mobile number which is given when opening your CANARA BANK account.

6. After this process, you receive a 6 digit OTP on your register mobile number, input the 6 digit OTP and press on the “correct” option.

7. Next, create your pin. Enter the 4 digit pin as you like and re-enter the same pin.


If you do these steps correctly. Next, see a successful notification on the ATM screen.
And your pin generates. Now use your card anyway.

Read this article to know more




2. BY INTERNET BANKING:-  

you can generate your card pin by internet banking. 

You need to be connected to the Internet.  It must be important. 
Please open your search box and type www.cannarabank.in . and you see some site on your page.

From there  select “CANARA BANK INTERNET BANKING”
For your convenience the link provides bellow. 

https://www.canarabank.in/

After that, you look the right side of your screen and select “net banking /retail corporate” 

Next, log in with your user id and password

If you successfully log and you see some options .you see the “card” option on your middle the screen. 

Select the “card” option. 

Next, you see many options right sides on your screen. There are select “INSTANT PIN GENERATION”

Now see your card number, please confirm your card number. And enter your card expiry date.

After that, you receive an OTP on your register mobile number. The OTP must be important for generating the pin. And the OTP valid a 10 minute. 

If you receive the OTP please enter the OTP and click on submit
Next, create your pin, please enter 4 digit card numbers as you like and re-enter the same pin and click on “REST ATM PIN”

Please wait some seconds and you see a successful notification on your screen. And you receive the message on your register mobile number. Now your pin generation is complete.



3. THROUGH MOBILE BANKING:- 

you will be generated CANARA BANK ATM card pin through mobile banking

At first, you will need a smartphone which is must be important to connect the internet.

Please install “CAN MOBILE APP” on your smartphone. And open ‘CAN MOBILE’ app

Next, log in with your user id and password.

Click on menu 

After that select “card”

Now click on “INSTANT PIN GENERATION” 

The system shows your card please confirm your card number and enter your card expiry date. You will find this bellow your card number.

The CANARA BANK  sent an OTP on your register mobile number

Please enter the OTP and click on continue

Please enter a 4 digit pin. You can enter any four numbers of your choice.

Re-enter the same pin and click on submit.

Wait for some seconds after processing you will see a successful notification on your mobile screen. And this same message receives on your register mobile number. 

Now your pin is generated. you can use the atm card anyway. 


4. How to Generate a Canada Bank Debit Card PIN Number with IVR



If the customer of Canada Bank fails to generate a new debit card PIN number through visits to the ATM or internet banking or mobile banking, then the PIN number can be generated through IVR in the following steps.


1. Call from the registered mobile number with the account 1800 425 0018

2. First of all, you have to choose the language of your choice (Hindi, English, etc...)

3. Select the Debit Card related option.

4. Select the ATM PIN Related option

5. Please provide and confirm Canara Bank's account number.

6. Enter the debit card number and confirm it.

7. Provide and confirm your date of birth for security confirmation. (DD/MM/YYYY format)

8. Provide the four-digit PIN number of your choice and the expiry date of your debit card.

9. Re-enter the four-digit PIN number

The PIN number on your new debit card will be activated and a confirmation message will be sent to your mobile number. Since this is a toll-free number, Of course, keep in mind that banks will not charge any extra for generating new debit card PIN through IVR. But of course, your service provider may charge according to your plan.

You can change the PIN number of your debit card. Canada Bank's ATM allows you to complete this task.


If any of the above-mentioned methods do not work or if an error occurs, please contact your branch very soon to generate a new debit card PIN.

Thursday, December 26, 2019

how to generate Bank of Baroda pin

If you receive your BANK OF BARODA ATM card you will need to activate the card. We are going to discuss in detail the Bank of Baroda PIN Generation.
The bank sent you the ATM card by mail nearest your post office. You need to collect this or the postman delivery at your home.  
Previously the PIN had to be manually collected from the bank. But now update the system. Now you can generate your pin by 2 methods.
Bank of Baroda PIN Generation


1. VISITING ATM
2. THROUGH CUSTOMER CARE CALL

NOTE:- You will need some documentation to complete this process. 
1. Your bank passbook account number.
2. register mobile number which is the link to your bank passbook.
3. your ATM card (16 digit card number, card expiry date, C.V.V number)

Let’s know how to do this

BY VISITING ATM:-

You can generate your BANK OF BARODA PIN through ATM machine

1. Visit any Bank of Baroda ATM nearest you (the pin generate possible only BANK OF BARODA ATM).

2. Then swipe your card properly inside the ATM machine.

3. Now you see some options on your ATM screen. You need to select your language.

4. Next, select this option “SET/RE-GENERATE PIN”.

5. After that you need to enter your 14 digit account number of your bank passbook. And press “correct” option. 

6. Re-enter the account number and again press the “correct” option.

7. Please enter your 10 digits registered mobile number which you have given when you open your BANK OF BARODA account. And press on “correct”.

8. Re-enter the mobile number and again press “correct”.

9. Now the bank sent a 6 digit verification code {OTP} on your register mobile number. If you receive the OTP then please note down the OTP and remember it.

10. The ATM wants this verification code {OTP}. Enter here the 6 digit code. And press on “correct”. Your account verification process is complete now create your ATM pin.

11. Next enter 4 digit pin as you like. Re-enter the same pin.

Wait for some second and you see “PIN CHANGED SUCCESSFULLY”. You receive the same message on your register mobile number.

Welcome, now your pin is generated. Your card is activating now and you use your card anyway.

Bank of Baroda pin generation through IVR 

you can generate your pin call to customer care number.

You generate the pin so you need to call from your registered mobile number. If you have not yet registered a mobile number, contact your Bank of Baroda branch.

18002336427/02262242424 call to this number.
 This is the IVR(interactive voice responses) call type.
You complete your process by press option related button.

1. Now press “2” for account information (you can change your language press by “3” and continue for process)

2. Next press “3”  “debit card & ATM-related services”

3. Please Listen IVR instructions and press “2” (generate new ATM pin)

4. Now enter your last 4 digit account number for accessing your account.

5. After that the IVR wants your 16 digit ATM card number. You need to input the 16 digit card number.

6. Next enter your card expiry date (MM/YY) format.

7. After all, If you do everything correctly the IVR will be asked you to give the new PIN.

8. Enter a 4 digit number. This code can be any four numbers you like. The IVR will ask for re-entering the pin. You need to re-enter the same pin. After that, the IVR says to you “the debit card new pin has registered”

Now your pin is generated. You can use your ATM card. Withdraw money use the 4 digit code.


Bank of Baroda ATM pin re-generation


We do a lot of things online. And we use a variety of passwords to protect our online activities. In that case, it is very natural to forget a password. Once we forget the password, we have a lot of problems. Especially if it is our debit card or credit card, the problem is even greater. So let's find out how to regenerate the Bank of Baroda debit card PIN number if you forget it.

You have forgotten the PIN number on your debit card. Can't make online transactions or can't highlight cash with debit cards. If you've forgotten your debit card PIN, re-generate the new PIN on your debit card in the following way:



Visit a Bank of Baroda ATM near you to re-generate your debit card PIN number. Be sure to keep the information before you visit.
1. Account number.
2. The debit card whose PIN number is forgotten.
3. Active register mobile number.

Let's see how the PIN number on your debit card can be resolved...

1. Swipe your card properly inside the ATM machine.

2. select your language.

3. select the option “SET/REGENERATE PIN”.

4. Enter your 14 digit account number and press the “correct” option. (Do this twice)

5. enter your 10 digits registered mobile number and press on “correct”. (Do this twice)

6. Now the bank sent a 6 digit verification code {OTP} on your register mobile number. 

7. Enter here the 6 digit code. And press on “correct”. 

8. Your account verification process is complete now create your ATM pin

9. Next, enter 4 digit pin as you like. Re-enter the same pin.

Wait for some seconds and you see “PIN CHANGED SUCCESSFULLY”. You receive the same message on your register mobile number.


Now your pin is changed. Your card is activating now and you use your card anyway.




It is very important to have an active mobile number registered with your account number to set/reset the Bank of Baroda Debit Card PIN Generation. Contact your Bank of Baroda branch and register your mobile number if you haven't done it yet.


If you are unable to generate your new debit card PIN, please contact your branch or call the following number 1800 102 44 55 for help for the physical PIN mailer. In that case, no green PIN is required to generate your debit card PIN.


Tuesday, December 24, 2019

what is NPR

মোদি সরকারের কেবিনেট বোর্ড 24 শে ডিসেম্বর 2019,  2021 এর জনগণনা এবং National Population Register ( NPR ) এর জন্য মঞ্জুরি দিয়েছেন. অধ্যক্ষ প্রধানমন্ত্রী নরেন্দ্র মোদির উপস্থিতি এবং বিভিন্ন মন্ত্রীগনের উপস্থিতিতে এই সিদ্ধান্ত নেওয়া হয়. 2021 এর এই জনগণনা জন্য 8754 কোটি 30 লক্ষ টাকা বরাদ্দ করা হয় এবং National Population Register ( NPR ) এর জন্য 3941 কোটি 35 লক্ষ টাকা বরাদ্দ করা হয়. সূচনা এবং প্রসারণ মন্ত্রী Prakash Javadekar বলেছেন জনগণের জন্য কোন লম্বা ফর্ম ফিলাপ করতে হবে না. এর জন্য কোন প্রমানপত্রের প্রয়োজন হবে না আর কোন ডকুমেন্ট সাবমিট করতে হবে না এর জন্য একটি মোবাইল এপ্লিকেশন তৈরি করা হচ্ছে যেখানে খুব সহজেই আপনি জনগণনা এবং ন্যাশনাল পপুলেশন রেজিস্টারে নাম লেখাতে পারবেন. ক্যাবিনেট বোর্ডে এও বলা হয়েছে যে ন্যাশনাল পপুলেশন রেজিস্টার থেকে সংগৃহীত তথ্য দ্বারা এনআরসি তৈরি করার কোন প্রস্তাব নেই. বলা হয়েছে ন্যাশনাল পপুলেশন রেজিস্টার এর উদ্দেশ্য দেশের স্বাভাবিক নিবাসীদের রেজিস্টার খাতা হবে. এই বিধি 2003 এর বিধানের অধীনে গ্রাম, শহর, জেলা, রাজ্য এবং রাষ্ট্রীয় স্তরে তৈরি করা হবে. সরকারি নোটিফিকেশন অনুযায়ী আসাম ছাড়া দেশের সমস্ত রাজ্য এবং কেন্দ্রশাসিত রাজ্যে এন পি আর প্রয়োগ করা হবে এপ্রিল 2020 থেকে সেপ্টেম্বর 2020 এর মধ্যে. এটা জনগণনার সাথেই হবে. আসামকে বাদ দেওয়া হয়েছিল কারণ সেখানে আগেই জাতীয় নাগরিক নিবন্ধনের কাজ সম্পন্ন হয়ে গেছে। এন পি আর এর উদ্দেশ্য সমস্ত দেশবাসীর পরিচয় পত্রের একটি ডাটাবেজ তৈরি করা. এরমধ্যে ভৌগলিক এবং বায়োমেট্রিক তথ্য থাকবে.



এবার চলুন আমরা জানব এন পি আর কি

1. এন পি আর এর অধীনে, দেশের প্রতিটি সদস্যকে এটিতে তাদের নাম নিবন্ধন করতে হবে।
2. এরমধ্যে প্রত্যেকটি ব্যক্তির পুরো বিবরণ থাকবে যেমন আপনি কোন এলাকায় থাকছেন কবে থেকে থাকছেন ইত্যাদি.
3. এর সাথে সাথে প্রত্যেকটা ব্যক্তির বায়োমেট্রিক ডিটেইলস ও এরমধ্যে রেজিস্টার করা হবে.
4. যে কোন ব্যক্তি যদি কোন এলাকায় ছয় মাসের বেশি থাকে তাহলে তাকে রেজিস্টারে নিবন্ধন করতে হবে, যদি সে কোন বিদেশি হয়ে থাকে তবুও.


এর আগে ঘরের তথ্য সংগ্রহ করতে 2010 সালে National Population Register ( NPR ) করা হয়েছিল যেটি 2011 সালের জনগণনা সাথে যুক্ত ছিল. এই পরিসংখ্যানটি 2015 সালে প্রত্যেকের বাড়ি বাড়ি গিয়ে আপডেট করা হয়েছিল. এবারের জনগণনা 2021 দুটো চরণে বিভক্ত করা হয়েছে. প্রথম চরণে ঘরের বিবরণ সংগ্রহ করা হবে এপ্রিল 2020 থেকে সেপ্টেম্বর 2020 মধ্যে এবং এর দ্বিতীয় চরণ ফেব্রুয়ারি 9 ফেব্রুয়ারি 2021 থেকে 28 শে ফেব্রুয়ারি 2021 এর মধ্যে হবে. এন পি আর প্রথম ইউপিএ সরকার দ্বারা 2010 এ লাগু করা হয়েছিল এবং 2011 সালে এটি প্রথম বার প্রয়োগ করা হয়.

NPR Vs NRC

নাগরিকত্ব আইন এবং জাতীয় নাগরিক নিবন্ধক নিয়ে যেখানে দেশজুড়ে ব্যাপক বিক্ষোভ চলছে ঠিক সেই সময়ে এন পি আর নিয়ে মানুষ কনফিউশনে পড়ে গেছে. কেন্দ্রীয় মন্ত্রী Prakash Javadekar and Amit shah পরিষ্কারভাবে বলেছেন NPR এর সাথে NRC কোন সম্বন্ধ নেই.


NRC

প্রধানমন্ত্রী নরেন্দ্র মোদি পরিস্কারভাবে বলে দিয়েছেন যে দেশের মধ্যে কোথাও প্রয়োগের বিষয়ে কোনও আলোচনা হয়নি, এমনকি তিনি সুস্পষ্টভাবে এও বলে দিয়েছেন যে নাগরিকত্ব সংশোধন আইন 2019, মুসলমানদের ওপর কোনো প্রভাব পড়বে না. দিল্লির একটি জনসভায় নরেন্দ্র মোদি বলেন, বিরোধী দল তথা কংগ্রেস এবং তথাকথিত নকশালদের লোকেদের বিশেষ করে মুসলমানদের মনে ভয় তৈরি করার জন্য এই ধরনের কুৎসা রটিয়েছে সরকারের বিরুদ্ধে। নরেন্দ্র মোদি এও বলেছিলেন যে, বেশ কয়েকটি প্রজন্ম ধরে এদেশে বসবাসরত ভারতের মুসলমানদের উপর সিএএ বা এনআরসি দ্বারা কোন রকম প্রভাব পড়বে না।